Preparing for the Future with Freedom Life Insurance

It can be difficult choosing what life insurance policy is best for you, but many agree life insurance is essential. Freedom Life Insurance provides many different policies to choose from. If you’re interested in learning more, here are some suggestions. Click here.

One policy offered by Freedom life insurance is called “term life insurance.” Term life insurance allows you to coincide the length of the term policy to how long you need the insurance. Let’s say you have children and you want to guarantee they will have money for college, you might consider getting a 20 year term policy.

Here’s another scenario, let’s say you need a large amount of life insurance, but your budget is restricted. If you outlive a policy, then you are no longer covered by that policy unless you renew it or buy another one. With permanent insurance, you continue to build equity in the form of cash savings. However, this is not the case with term life insurance.

And of course, your financial situation might change. Should this happen, consider what is called a “convertible” term policy. A convertible term policy allows you to change to permanent insurance without taking a medical exam, at the cost of higher premiums. It’s important to remember that premiums will be lowest when you are young, and as you age they increase when they are renewed.

If you want life insurance indefinitely, you’ll want a permanent policy. This policy pays regardless of how old you live. Or perhaps you want to collect savings that will continue to grow and can be a source of borrowed funds. The savings can be used to pay premiums to keep the insurance in force if you can’t pay, or be used for any other reason.

Remember, premiums for permanent policies are usually higher than term policies. Nevertheless, the premium for permanent insurance stays the same despite your age, while term policies can go up significantly at every renewal. There are many uncertainties in life, but Freedom Life Insurance is there to help your family should something unexpected happen.

Learn more:http://healthdepotassociation.com/carriers/flica-national-foundation-life-insurance-company/

 

USHEALTH Group is Keeping it’s Customers in Good Health

USHEATH Group is located in Fort Worth, Texas. The company goal is to become the most trusted choice or healthcare needs. The company stays on the forefront of healthcare needs by offering innovative and individualized insurance plans to meet customer needs. The company offers accident and disability insurance, specific sickness and disease insurance, and life insurance needs. Through the family of insurance companies, USHEALTH has provided insurance solutions for more than 15 million customers.

The company understands and clearly acknowledges that insurance is not a one size fits all proposition. Each customer has different and unique insurance and healthcare needs and the company works to address those needs. The company has developed a unique portfolio of products designed with addressing specific needs in mind. The offerings are innovative and allow customers to choose the plans that are best for customers individually.

The target focus for the company is small business, individuals and families and affordability is the key factor. The available plans are designed to meet a variety of affordable options for those with cost concerns. One component of the plans is to provide plans that are less costly than the comprehensive plans, bit still providing the necessary coverage. The overwhelming goal of USHEALTH is to provide plans and coverage that is flexible and affordable.

The available plans are enhanced by add-on entities that provide a little extra coverage for a variety of elements. Customers are able to add dental and vision plans, term life insurance plans, income protection, short term accident and disability coverage, accident insurance, specific illness and disease and critical illness coverage. The company pridrs itself on establishing long-term relationships with customers and generating high customer loyalty. This is a significant event as the industry is known for low customer loyalty and high customer turnover. This has allowed the company to become a trusted Ally that delivers a quality product at all times.

The company fully supports the growing needs of healthcare market and provides opportunities for the individual insurance purchaser despite the ever rising cost of healthcare. The mainstay of the company is customer service. It is the number one priority for the company. The company is committed to providing answers to questions and concerns that are accurate, as well as timely. The company is utilizing the web site more and more to provide even timelier information

The company utilizes agents to dispense insurance policies to customers. Each agent gives each customer individual attention and assists them when choosing the plan that is the right fit for their needs. The customers budget is taken into account, as well as the needs and goals of the coverage. USHEALTH Group is always on the forefront of the insurance industry and implements changes as they come along. Check more:https://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=313923

 

Understanding the Services Provided by the USHEALTH Advisors Insurance

USHEALTH Advisors Insurance collaborates with insurance companies to provide multiple health covers. The company offers insurance against critical illness, temporary disabilities, accidents, and other specific illnesses. The company offers its services to small business owners and self-employed individuals.

The company has a reliable customer service that ensures all your questions are answered and that you understand the available policies before committing. Most important, the business is operated under a strong mission, which is represented by the acronym HOPE (Help Other People Everyday).

USHEALTH Advisors Insurance Products

For over 50 years, USHEATH Advisors Insurance has been offering their services and have served more than 15 million people. Their products include PremiumVision, SecureDental, life protector, accident protector, essential life benefit, salary protector, premier choice, and MedGuard.

Each product as specific features and you can choose the one that meets your needs. To ensure you have chosen the most appropriate cover, an advisor will take through each product and make sure you understand all the details.

Success Stories of USHEALTH Advisors

After being in the industry for over five decades, USHEALTH Advisors have experienced numerous successes. They have also served and helped millions of people get affordable insurance cover. They have been awarded severally with the most recent award being the One Planet Award.

The company was chosen as the best in accounting, banking, and insurance category. The award was a prestigious recognition since nominations are done worldwide and are open to both big and small, private and publicly owned companies.

In addition, the company’s CEO, Troy McQuagge, was awarded the best CEO of the year. Troy joined the company in 2010. He has played a significant role in ensuring that the company lives as per their mission. When he first joined the firm, he worked on the restructuring of the USHEALTH Advisors, re-tooling of the advisors, and the distribution agency.

USHEALTH Advisors operate under USHEALTH Group Inc., an insurance company based in Texas. Over the years that the company has been in operation, it has realized massive success and accumulated significant profits in the insurance sector. Read more: https://www.ushealthgroup.com/aboutushg.aspx

 

USHEALTH Group, Inc; Revolutionizing Service Delivery through Innovative Insurance Solutions

USHEALTH Group, Inc. is a leading insurance firm known for offering innovative insurance solutions to individuals, families, and businesses. The company was formerly known as Ascent Assurance, and in March 2005, it changed its name to USHEALTH Group Inc. The insurance company is situated in Fort Worth, Texas, and was incorporated in 1982.

Most of the company’s insurance solutions are designed to address clientele needs in an affordable, reliable, and flexible manner. For instance, those users with limited budgets or want to satisfy a given annual deductible before receiving their insurance benefits can use the insurance package offering first dollar benefits for the services covered across the board. Moreover, such plans are comprehensive and inexpensive in the provision of assurance and first dollar protection, something that most insurance entities lack.

USHEALTH Group Inc.

USHEALTH Group is headed by Troy McQuagge who serves as the company’s CEO. Due to Troy’s excellent management expertise, USHEALTH Group has had numerous victories, growth, and profits in the competitive health market. Mr. McQuagge has won multiple awards since joining the firm with the most recent being the Gold Winner for CEO of the Year 2017. The award was offered by One Planet Awards and seeks to recognize CEOs who have demonstrated exceptional business ethics and professional merit in their line of work. Moreover, USHEALTH Group Inc. has also won many coveted awards, and it is the current 2017 Gold Winner for Corporate Social Responsibility Initiative as awarded by CEO World Awards.

The company’s insurance solutions are distributed via an agent-based organization known as USHEALTH Advisors, LLC that was launched in 2011 as the official marketing arm of USHEALTH Group. USHEALTH Group’s primary objective in the health sector is to combine employee efforts in the marketing of innovative and affordable insurance packages as well as excellent customer service.

USHEALTH PPO

USHEALTH Group offers a Preferred Provider Organization (PPO) service. The service aims at providing specific health plans that encompass participation from several medical professionals and hospitals allowing patients to pay less whenever they use a provider within the plan’s network. Moreover, patients can use the PPO coverage to access any in-network physician or medical facility without getting a referral from their family doctor.

USHEALTH Group Family Insurance

The USHEALTH Group, Family Insurance package offers endless options for clients regarding accident covers, sicknesses/particular ailments. This is because USHEALTH believes that consumers need more extensive options to suit their needs at any given time. Know more: https://www.linkedin.com/company/us-health-group

Life Insurance Premimums Vary Wildly – Be Carfull What You Choose!

One fact you should know about life insurance is that all insurance companies are, or should be, state regulated. So your criteria in picking the right insurance company should include two valuable items:

* How long the company has been in business?

* Is the company of choice AAA rated by Fitch, Moodys or AM Best?

The reasoning here is that if the company is not well rated, chances are it may not last long in a competitive society. On top of that, Freedom Life Insurance suggests that any claim may not be paid leaving you with a waste of money. Also, if there has been pages full of complaints or bad experiences keep your distance from these life insurance companies.

Your Insurance Choices Are Not Complicated!

Basically a Freedom Life Insurance Company client will have three insurance choices from witch to choose: Term Insurance, Permanent Life Insurance and Whole Life Insurance. Which one you choose should depend on why you want Freedom Life Insurance in the first place. Yes, if you are still confused and still tossing darts at your new dartboard, allow Freedom Life to help your out with a quick primer:

* A whole life policy will last for as long as you live and pay the principal amount upon your death. However, keep in mind your premiums increase as you age; a portion of which accrues to “Cash Value” and if you live long enough or the policy lapses, you collect the “Cash Value.”

* Term Life is different from whole life in that you purchase the policy for a certain period of time. There is also no cash value to be concerned with.

Permanent Life is insurance that remains active until the policy expires or the owner fails to meet his or her payment obligations.

Note: Freedom Life Insurance wants all future clients to know that life insurance can be affordable. If you buy early in your life this move can be the most important factor in determining final costs. Staying healthy can also be a factor in buying life insurance; overweight and smokers will usually be more costly. Visit: https://www.ehealthinsurance.com/ehealthinsurance/benefits/ifp/IHC-MultiState/IHC-MultiState-FreedomChoice-BR-0811.pdf

 

How Waiakea Water is Helping Those Less Fortunate

When Waiakea Water made the announcement that they had developed a plastic additive that would allow their water bottles to fully degrade 97 percent faster than other bottles, it certain got the attention of an industry. Although the development of the additive will benefit generations hundreds of years into the future, it is what Waiakea Water is doing today that really is helping to change the way those less fortunate are able to access a most basic resource.https://www.beveragedaily.com/Article/2017/09/27/First-fully-degradable-plastic-bottle-Waiakea

Going back to 2012 when Waiakea Water got their start, they already were focused on helping others less fortunate. The company would donate 3 percent of their revenue to local Hawaiian communities and organizations. Waiakea Water was blessed to have access to millions of purified water each day, and knew from the start it was all about giving back in order to thrive. As the company began received awards for water taste and one of the fastest growing companies in America, they knew they had to do more.

Waiakea Water then partnered with PumpAid to be able to reach a global audience that were in need. These communities needed one thing, clean water, something many take for granted each day. Waiakea Water would not only donate money to these communities, they would donate their time, something that wound up being more valuable. Teams of employees would decend on these communities and help with the installation of the water pumps. Once installed, the communities were taught how to maintain the pumps, how to repair them, and how to preserve the water so they had access to clean water whenever they needed.

Each time a bottle of volcanic Waiakea Water is sold, the company donates a full week’s supply of fresh water to a community in need. There are more of these communities than many even realize, part of the reason millions die each year from lack of fresh water. There are newborn babies dying every day from water-born illnesses, something Waiakea Water is hoping to bring awareness to and eliminate at the same time. Waiakea Water hopes the development of the fully degradable water bottle brings more awareness to the lack of water many communities are dealing with.

 

Waiakea Water Company Develops an Environmentally Friendly Packaging

Water is one of the world’s leading favorite beverages. However, bottled water has had its challenges, mainly due to the non-degradable nature of its plastic packaging. Waiakea Water Company has recently launched a 100 percent recyclable bottle that might be a big game changer.

It has taken Waiakea five years and over 1,200 trials to develop the new packaging. A major challenge that they experienced during this process was to create a degradable bottle without losing its plastic features as this would affect their sales. They also had difficulties obtaining a United States patent and trademark on the degradation of plastic. Good news is that they managed all these challenges and now consumers can now enjoy their favorite drink without fear of the effects it could have on the environment.

The history of Waiakea Water Company

Waiakea is a Hawaiian company established in 2012. It produces bottled water using exceptional, sustainable and environmental processes. The company’s culture has made it a famous brand not only in Hawaii but also in the United States. The firm’s co-founder, Ryan Emmons, was inspired by the Hawaiian culture, which focuses on the welfare of the people and not accumulating wealth.

Ryan’s family had access to the Mauna Loa volcano. It gave him an upper hand as a source of water which he could use for his company was readily available. So, at the age of 22, Emmons dared an already overcrowded industry. He established a volcanic water company and named it Waiakea Water. The company has since grown by 4000 percent since its establishment in 2012.http://ceocfointerviews.com/interviews/RyanEmmons-Waiakea17.htm

How Waiakea water is collected and processed

The water Waiakea package originates from Hawaii through both rain and snowmelt on the pristine peak of the active Mauna Loa volcano. It is one of the purest environments on the planet. After collecting the water, it undergoes filtration through 14,000 ft of porous lava. The process enhances the water with minerals and electrolytes thus making it delicious and naturally alkaline.

Waiakea’s philanthropy

Besides Waiakea’s environmental consciousness, it also focuses on philanthropy. For instance, through the company’s partnership with Pump Aid, it donates 650 liters of clean water for every liter it sells to regions in need. It has given several hundred million gallons of water to needy areas. It is the company’s focus to donate as much as they can without limit.

Elysium Health’s Dream of Coming Up with New Supplements

Elysium Health is using technology to come up with solutions that will create pills to hopefully increasing longevity. The chemicals that are used have been tested in animals such as mice and worms. The results in these animals have been positive. The company has come up with supplement pills that will be available over the counter. The person who is behind the project and steering the ship, so to speak, is Leonard Guarante who is a Biologist from MIT. He firmly believes that effects of growing old can be minimized by altering the body’s metabolism.

The supplements that are produced by Elysium Health hav a chemical originator NAD that is used to affect metabolism in some living organisms releasing energy and glucose. This NAD causes the body to have effects that are similar to one eating a low caloric diet. This form of diet in mice and worms has enabled them to live longer.

Production of the supplement has attracted accolades from many prominent people in the field. The list of supporters includes Daniel Fabricant who was the Director of the FDA’s dietary supplement division, and is now the CEO of Natural Products Association. The firm has managed to acquire a large team of world-class scientists who are positive about the drug. http://nymag.com/scienceofus/2016/08/is-elysium-healths-basis-the-fountain-of-youth.html

The establishment, Elysium Health was started with an objective of forming pills which increase the chances of a healthy living and a more extended life using basic science that is free from strange chemicals present in other compounds that make similar claims. The company does not carry out research alone, but they involve seasoned scientists who are distinguished in the field of medicine. Advances in science and technology are the backbone that guides the process of coming up with the new supplements. Supplements and pills that are created by Elysium are made available to the public and are to be consumed with ease without necessitating directions from doctors.

The people who lead the company are cutting-edge thought leaders who fight for a better approach to life that is simple yet effective. The board gives direction to the people who are looking for new products, and they ensure that the correct path is followed while inspections are carried out by governing institutions. The team ensures that the end products have the required ingredients with no additives that will alter the targeted effects. Senior board members provide for safe, efficient and well-tested merchandise.

Elysium Health has products which contain daily doses of required multivitamins. They are general supplements that boost health and help the body in functioning resourcefully. These supplements are not used to cure a specific disease but rather keep the body functioning optimally.

 

Osteo Relief Institute: Osteoarthritic Care for All

As people age, they tend to have more problems with their health. The most major medical issue affecting American adults is arthritis. There are around one-hundred known types of arthritis. Lucky for the plethora of victims that fall to this condition, there are many ways to help treat the pain associated with the symptoms of any type of arthritis. However, the most common form is called osteoarthritis, which is the focus of this article. Osteoarthritis is a disease that essentially eats the cartilage between the bones in a joint away until they scrape against each other and cause intense pain and swelling. Ultimately, the goal with the treatment of osteoarthritis is to build the muscles around the joint while giving the joint itself limited impact when exercising.

 

The goal of the New Jersey Osteo Relief Institute is to lay out all the possible options for the repair of patients affected by osteoarthritis. Much of the time, those affected choose the option that will get them back to their normal routines the quickest rather than choosing the best course of action for their specific case. However, with the Osteo Relief Institute, the patient sees all of the quick and effective options.

 

At the Osteo Relief Institute, the patient will find a very friendly, inclusive atmosphere. Their philosophy is to treat the patient as a part of a family. The primary goal of the ORI is to make treatment as comfortable and safe as possible, avoiding surgery wherever feasible.

 

The Osteo Relief Institute also promises to translate what they say to the patient in a way that can actually be understood without having to google the meaning of every other word (http://www.edgewaterosteoreliefinstitute.com/). This way, the patient is able to make well-informed decisions about their treatment with the confidence that they know they are making the right choice.

 

Fortunately, New Jersey is not the only state where the Osteo Relief Institute has a base (Crunchbase). There are a couple of locations in major cities of California and New York for example, so there are options in terms of where a patient can get their care.

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Renown Health

Renown Health Expands

Renown Health, the highly respected hospital, is in the process of expanding in Reno. They will be opening a family practice office in the south part of town in the spring of 2017. For now, the facility will offer primary health care along with lab services for patients. One of the aims is to create a more relaxed and friendly atmosphere for the place. This will be achieved by giving the center a more home like look and feel. In addition, the area that has been chosen has potential to add more room and services in the future. However, as far as future services are concerned it will depend on how President Trump handles the present health care system to learn more: https://www.linkedin.com/company/renown-health click here.
History of Renown Health Care

Renown Health career has a very interesting and colorful history. It was originally started way back in 1862, Reno, Nevada and it was the first establishment of its kind in Nevada. In its early years, it went by the name Washoe Health System, which it kept up until recently as 2006. The original reason behind establishing this institution was to help with the fight against smallpox, which took place in the Reno area back then. The initial size of the compound was 40 acres and by 1875 the hospital had 40 beds.

The hospital remained mostly unchanged until 1949 when it added a pediatrics department. From there slowly more and more disciplines such as cardiology, health cancer treatment, brain MRI scanning, and surgery were added. Perhaps what makes this institution different from most other best hospitals services is that it is a locally owned non-profit organization.

The benefits of this are that all decisions are made locally, without having to answer to another master located somewhere else, who doesn’t have the local populations best interest in mind. Needless to say, this translates to better care and service for patients who seek medical help at Renown Health. Today, the institution employees around 6500 people and has a residency program in partnership with the University of Nevada.